I'm not an expert on this issue but I'm learning like everyone else as I go. an example Jeff says he changes his plugs every 10K don't quote me on that but in his case he'd probably catch any internal oil leak that some of us are experiencing. we take our vehicles in for 15K, 30K, 45K, 60K etc but none of those services are for spark plugs so you'd probably never find out until it become a problem.
Checking the plugs is not hard, but the task of clearing the harness is a job in itself. It took me some time just to move and losen the harness to get at the coil packs, I then pulled them out and remove the plugs. over all the job took me 2 and 1/2 hours, give a or take a few extra mins. once you have clearance to get to the coil packs, getting the plugs out is a snap. You could just remove the plenum and harness to make your job much easier, and your knuckle, scratch and pain free. but it would take a lil longer IMO. but like I said I'm no expert. but I will be from now on, when it comes to getting to the plugs.
I would suggest that if your FX is a few years old and you have more than 40K it's no harm in checking your plugs. hell Isay if you are doing that just change them it would hurt and you not have plugs half way done of there life span. a good plug should last to 100K easy. I' sure the guys that are FI probably check often any way just to ensure they are getting good sparks to run properly. any and everything we do to check our FX's won't hurt. it situations like these, that we all benefit from.unfortunate but it keeps others from going down the same path. that why the forum is here. to fix, or prevent problems that may be forth coming. I'm glad white Hair found his issue, I'm also glad I know what my vehicles does because other wise I would have not check, and let the noise cotinue and that would be that disaster some where down the line (meaning major repair). it may not be nessecary to check with low milage unless there is an unusal indicator to warrant a concern. definetly inspect your vehicle before the 5yr - 70K mark specifically before your waranty is up!!!!!