FX Insurance Rate

F

FXshift35

Member
I'm wondering if the FX would count as high insurance considering it's a high performance suv, This was my alternative other than the G coupe which probably costs high on insurance and i'm glad the FX was the decision, especially on snow driving.:tup:
 
Dirt cheap. $38/month full comp + roadside + windshield + rental. Multi-car discount.
 
Pupp said:
Dirt cheap. $38/month full comp + roadside + windshield + rental. Multi-car discount.
Click to expand...


What? :eek: Who is your insurance provider? I have Geico. B/t me and the wife, we pay about 200 per month, and I have a pretty full coverage.
 
kboy79 said:
What? :eek: Who is your insurance provider? I have Geico. B/t me and the wife, we pay about 200 per month, and I have a pretty full coverage.
Click to expand...

+1 I'd like to know that as well. $75.00/mo (full coverage) here with Farmers.
 
No such thing as full coverage. You are only covered up to your coverage limits and umbrella coverage if you have any. Most people have the wrong conception of full coverage. People claim to have "full coverage" but they have shit for limits. Premium also depends on your risk category. Risk is driven by points on your record and how much you drive annually. Premium is also driven by how much deductible you've chosen. The higher the deductible, lower the premium. Vice versa is also true. I used to be an insurance adjuster about just over 5 years ago with farmers insurance (sorry Doc. Farmers will never be my choice of insurance company since I worked there and I know how they run their business)

i have 300/500 uninsured motorist and 300/500/300 for liability. I, of course have collision, $50 rental, windshield, and comprehensive. i pay roughly $100 a month on the infiniti with $1k deductible. I report 15-20k miles with no points on both my record and my wife's

So if everyone wants to compare how much is cheap and who is paying cheap, I think we all need to provide liability/uninsured coverage limits, annual mileage report to insurance company, and deductible.
 
Last edited:
Hey guys......Cost will vary State by State, driver by driver and dependant upon coverage.
I'm an Allstate Agent in NJ and if you are interested in getting an idea, give me a call @ 856-607-6755 or email me or PM me and I will get back to you with a rate.
 
Mongolian said:
No such thing as full coverage. You are only covered up to your coverage limits and umbrella coverage if you have any. Most people have the wrong conception of full coverage. People claim to have "full coverage" but they have shit for limits. Premium also depends on your risk category. Risk is driven by points on your record and how much you drive annually. Premium is also driven by how much deductible you've chosen. The higher the deductible, lower the premium. Vice versa is also true. I used to be an insurance adjuster about just over 5 years ago with farmers insurance (sorry Doc. Farmers will never be my choice of insurance company since I worked there and I know how they run their business)

i have 300/500 uninsured motorist and 300/500/300 for liability. I, of course have collision, $50 rental, windshield, and comprehensive. i pay roughly $100 a month on the infiniti with $1k deductible. I report 15-20k miles with no points on both my record and my wife's

So if everyone wants to compare how much is cheap and who is paying cheap, I think we all need to provide liability/uninsured coverage limits, annual mileage report to insurance company, and deductible.
Click to expand...

All true and good points. But I think most of us here are old enough to know what "full coverage" means with auto insurance. What you point to are relatively given when talking about insurance. I was with all state for almost 10 years then switched to Farmer's as they beat All State with the same coverages. Of course everyone will be different and by State to State. And I think the question for Pupp was more on the lines of curiosity then trying to actually compare rates between all the different insurance carriers :rolleyes:. Also, the OP didn't ask for a debate on who has the cheapest rates but rather what category the FX would fit into for insurance underwriting procedures.
 
kboy79 said:
What? :eek: Who is your insurance provider? I have Geico. B/t me and the wife, we pay about 200 per month, and I have a pretty full coverage.
Click to expand...

Been with Geico for the past 8 years and wouldn't switch to anyone else. Their CS alone is worth it. We were hit twice by uninsured drivers and Geico fought all the way for us, with one case going to the hospitals and courts, and also in fending off a bogus law suit against us that some gang bangers thought they could pull. Our personal case worker at Geico worked on our behalf with her legal team to satisfy all legal challenges and insure that all insurance policies were upheld. And they never even charged us our deductible through the subrogation process. Plus our policies never increased after the cases were proven in court. Big props to Geico! :adore:

Our deductible is $500. And we have a 6 car multi-discount policy.
 
so far mercury has given me a good deal but people are sayin their a rip off but then again i got a point
 
You must log in or register to reply here.
Back
Top